If you’ve read my previous post, Cruise Math 101, you already know about some of the costs you may encounter before boarding your ship. This follow-up digs deeper into the true cost of cruising on most major cruise lines. Many of these items are cheaper when booked in advance, but I’m listing onboard pricing here for full transparency—no surprises later.

Having trouble deciding which cruise is right for you? Are you looking for relaxation, a lively party scene, nonstop activities, top-tier entertainment, fine or casual dining, family-friendly or adult-focused cruising—or maybe a mix of everything? Perhaps you already have a destination in mind and know when you want to travel.

Recent travel insights show that families want more than a traditional vacation — they want connection, shared experiences, and meaningful time together. Experiences are taking precedence over material gifts, and travel is the perfect way to bridge generational gaps.

Travel insurance. It ain’t sexy -- but it’s vitally important. Before I became a travel advisor, I didn’t understand why I needed travel insurance. I confess, I thought it was a rip-off. Now, with hindsight and experience, I have a completely different view. Although it’s something you hope not to use, here are some compelling arguments in favor of purchasing it.